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Changing your Health Insurance Coverage…be Careful

Posted Mar 26 2010 12:00am

I have this nice lady for whom I operated and have been seeing for wound care (she had several wounds) since late last year. She changed her Medicare coverage effective January 1st and didn’t let my office know until two months later.

The problem is that she went from a Medicare plus secondary plan to a Medicare HMO and I am not a provider for the HMO. She is going to end up with a bill for everything from January 1 to March. We called the HMO and they pretty much said that this is her problem.

When you change your health insurance coverage realize that not all plans cover care by all doctors. I would advise that you notify all your doctors before you make the change. If you do not bother to do so, you increase the risk of ending up with a bill that is not paid by your new insurer.

Best Regards,

John Di Saia MD

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