Renegotiate financial agreements as your circumstances change.
Changing paychecks, changing personal and family needs, and changing priorities all call for renegotiation. Renegotiating means looking at how you’re currently spending your money and whether this arrangement is helping you reach your goals.
Then decide whether the new circumstances have led to new goals and whether a change in spending patterns is needed.
Your assignment, should you choose to accept it:
Whether or not your circumstances have recently changed, evaluate whether how you have spent your money in the past three months is helping you to reach your goals.