The following post from a couple of blogs really hit home for me this morning. They seem to take the thoughts right out of my head. Not sure how I will manage this year, jumping into a
November cycle would have helped, or a even a December cycle, but financially not sure if that is
feasible.
http://twondra.blogspot.com/2008/11/happy-holidays.html
http://twondra.blogspot.com/2008/11/happy-holidays.html