Pet health insurance also covers alternative therapies
Posted Apr 17 2009 12:32am
It used to be that when a cat or dog got sick or injured it wasn’t all that uncommon to put him down. That’s not so anymore. Many of us go to great lengths to keep our pets happy, healthy…and alive! We won’t even consider euthanasia until we’ve done all we possibly can to give our pet a good chance at survival. That often means that many of the same procedures and therapies available to us are now available to our cats and dogs. And obviously, that also means vet bills.
Enter pet health insurance.
I have pet health insurance for all three of my pets (2 dogs and 1 cat) and am thankful for it! With my dog Lydia going through treatment for cancer, health insurance has been well worth the investment. It’s covered a huge portion of her treatment, but it’s also partially covered issues Archie and Tequila have had. I’ve written quite a bit about Petplan, Lydia’s health insurance company, here on the blog but I also recently wrote about my experience with pet health insurance at About.com.
So far everyone has had traditional therapies done (surgery, chemo, biopsy, blood work, etc.) which are things one expects an insurance company to cover. More and more though insurance companies, human and pet, are seeing the value of covering alternative therapies like massage, acupuncture, and hydrotherapy.
According to a PRLog press release for PetMedSpa, most of the major pet insurance companies are now covering some form of alternative therapy for pets.
For instance, even though canine massage therapists must be certified by an accredited school to practice legally without supervision of a vet, you will find that your pet insurance only covers massage performed by a licensed veterinarian. It’s totally understandable that they want to be sure they’re not paying out to cousin Tillie who just happens to like to rub and pet your dog and call it a massage, but the point is, there is still a long way to go for the pet insurance industry to be truly progressive. But, I have my hopes up. They’ve already taken the first step, which is to cover anything not considered western traditional medicine to begin with.
Do you have health insurance for your pets? If so, what has your experience been like?
I know these days, with the economy like it is, cost is probably one of the major reasons people don’t have health insurance for their pets. But I’d also be interested in knowing what other reasons people may have.