Insurance have been around for centuries, literally. However pet insurance has only been around for a few decades at the most and within the last 5 years or so it has become very, very popular. There are many reasons why it has gained popularity in recent years, such as people simply wanting to spend more on their pets wellbeing and wanting to cater for them in any way they can.
With increased popularity of any product there will always be more competitors to join the market place and offer various extras with their insurance products. Typically people will offer a range of things that a pet owner would prefer to insure against, this includes regular check-ups at the vet to full scale emergency surgery if it is required.
So how do you know what depth of cover you require? And how do you go about deciding on the level of insurance you feel is right for your wallet and your pets wellbeing?
It all comes down to the decision you personally make. What do you think is important and what do you feel should be covered? I had a friend who knew a vet student so she felt it was not worth getting insurance for general check-ups. Especially if her vet student friend could easily have a look over her dog and let her know immediately if anything seriously was wrong.
Many people might frown at this and think that would never leave an unregistered vet the responsibility to perform a quick check up on their beloved animal. This is fair enough to say and a great part of me agrees with this. The illustration above was to give an example of the various ways to look at pet insurance, what it covers, what you think it should cover and how often you should seek advice about the changes that are on offer. Remember it is only you how can make the final decision about the .