It's the first week of November already! Yikes! Where has this year gone to?
If you're like many women, you're beginning to feel a little panic as you look at the calendar and realize there are only a few weeks until Thanksgiving and then a few more until Christmas! Anxiety comes as your mind reviews the many tasks (and few hours) that lie ahead. More apprehension settles in if you're concerned about having enough money to do all the things you'd like, and still be able to keep up with the bills!
Well, don't panic! I'm a practical person who operates well with lists, so grab a pen and paper and let's make a plan.
First, write the dates on your calendar of every event, program, party and family gathering you expect to attend. If you plan to bring food or gifts, write those down too.
Write in when your bills are due, and promise to pay them on time.
Determine your holiday budget and promise not to go one penny over it.