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Identity Theft

Posted Aug 11 2008 9:11pm

Identity theft is a growing problem in the United States that has been treated like a joke by an all too familiar commercial- the ones representing freecreditreport.com. While the adorable French Canadian playing the victim might be amusing, he is making identity theft look like a joke. These commercials are trying to lead people into believing that they have to settle for used, broken down subcompact cars and jobs that most high school or college students would work.

What he does not explain is that there is protection plans available to individuals who wish to protect themselves from such a terrible crime. A company named lifelock offers you identity theft protection for as little as $10 a month. So how exactly are their services able to help you? Lifelock offers proactive identity theft protection, reduces the amount of junk mail and credit card offers you receive and gives you the satisfaction of a $1 million service guarantee.

Lifelock will contact credit bureaus to place fraud alerts (free of charge) on your behalf. Every 90 days Lifelock will ask the credit bureaus to place fraud alerts on your account, unless you ask them no to. They will then request that your name be removed from pre-approved credit card offers and junk mailing lists and order credit reports on your behalf.

Lifelock also offers a service called WalletLock. WalletLock is used when your purse or wallet go missing. You just give them a call and they help you contact each credit card, bank or document issuing company to cancel your affected accounts and complete the necessary paperwork to replace these items.

With so many new, inventive ways for people to steal your identity- why would you trust anyone else? Don’t let your credit fall by the wayside because you are not doing all that you can to give it protection. I hope that when you begin looking for protection, you check into lifelock.

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