Your HMO plan could now include visits to physicians over the border...there's also plans with other insurance companies, such as Blue Cross with Access Baja....members get service in the US in emergencies or when a service in not available in Mexico...BD
Health Net and Consulate General of Mexico in Los Angeles Address Health Care Gap among Latinos; First-Ever Cross-Border Plans for Individuals and Families
LOS ANGELES, Mar 15, 2006 (BUSINESS WIRE) -- Health Net of California, in collaboration with the Consul General of Mexico, today introduced new and innovative products and services specifically addressing the Latino health care gap in California.
The Mexi-Plan program and the Health Net Cross-Border Individual and Family Plans are the first-ever cross-border health care plans available to individual consumers who purchase benefits directly from insurers. Both are part of Salud con Health Net, Health Net's groundbreaking initiative providing health care coverage and financial security to the Latino community. As California's largest bank, Bank of America recognizes the importance of addressing the financial, as well as the physical, health of Latino families.
The plans work nearly the same as U.S. health insurance. Members select a provider from a network, get care and make copayments. Members get care in the United States in emergencies or when a service is unavailable in Mexico. California law does not hold Mexican health care providers to the same standards as California providers. The plans require that physicians be licensed in Mexico and meet any specialty board requirements. The companies regularly audit the services, and patients can make complaints through California regulators.