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Wisconsin To Regulate Individual Health Insurance Policies?

Posted Feb 19 2009 6:08pm

State legislators in Wisconsin want to tighten individual health insurance regulations, reports Guy Bolton in the Milwalkee Journal-Sentinel. Currently, medical coverage can be denied or taken away if a person fails to disclose any pre-existing medical condition. The bill, which is supported by the state’s Insurance Commissioner, is said to be more consumer-friendly. For example, it would narrow the standard for a “pre-existing condition”: only conditions that were diagnosed by a doctor would qualify. 

Under the law, Wisconsin health insurance companies would also be allowed to look for only pre-existing conditions that occured in the past year, as opposed to being able to look back on whole lifetimes for the purposes of rescinding health insurance. Among other provisions, it would also appoint an independent regulator to examine rejections.

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