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The President’s Plan for Health Reform – Part 2September 11, 2009

Posted Nov 04 2009 10:08pm

If You Don’t Have Insurance, the President’s Plan:

Creates a new insurance marketplace — the Exchange — that allows people without insurance and small businesses to compare plans and buy insurance at competitive prices.

Sounds good.  Hard to understand how it will work and really help out.  We will see.  In the end, removing barriers to competition by allowing insurers to sell in all 50 states (see our plan where we have impacted greatly the ability of state insurance commissioners to control these issues) would serve us better.  That is the best ‘exchange’ that we could receive.  Competitive pricing can only come from true deregulation which means dealing with the hodgepodge of 50 state insurance regulatory bodies.

Provides new tax credits to help people buy insurance.

Sounds good and we can agree.  Once again, how is to be paid for?  If the answer is selective taxation, we oppose it. If the answer is total participation by the entire nation, we support it.

Provides small businesses tax credits and affordable options for covering employees.

Again, sounds good and we can agree.  Once again, how is to be paid for?  If the answer is selective taxation, we oppose it. If the answer is total participation by the entire nation, we support it.

Offers a public health insurance option to provide the uninsured and those who can’t find affordable coverage with a real choice.

Oops.  You messed up here.  As long as the public option is on the table, those who fear federal takeover of the health care system will oppose you.  And they will be right to do so.  The public option is indeed the Trojan Horse we have previously posted about. Once there is public option, private coverage will rapidly evaporate for the vast majority of Americans.  Once that happens, it is a natural transition to say that we should combine Medicare, Medicaid, the public option as well as perhaps VA together under one ‘federal umbrella’ for health care and related services.  There you would have it – single payer . . . without firing a shot. Sorry Mr President, we see through this one and cannot buy in.  Jettison this if you want to get more traction from the majority and those in the middle.

Immediately offers new, low-cost coverage through a national “high risk” pool to protect people with preexisting conditions from financial ruin until the new Exchange is created.

Again, sounds good and we can agree.  Once again, how is to be paid for?  If the answer is selective taxation, we oppose it. If the answer is total participation by the entire nation, we might support it.  Why not eliminate the need for this – seems like you did if you are eliminating the ability of insurers to deny or drop coverage for medical or ‘high risk’ reasons.  So why do we need this again?

The President’s Plan for Health Reform – http://my.barackobama.com/page/content/hcsignon/?district=LA2&returnlink=false

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