Blue Cross Blue Shield of Texas gives some great information on Medicare Supplements on their website. Having Texas health insurance or Medicare often isn’t enough to cover you in the case of medical treatment.
The article on BCBSTX’s website outlines a summary on medicare supplements. As more people know, Medicare is a federally run program which helps older Americans and some disabled Americans cover the costs of health care. Unfortunately, Medicare does not cover all medical costs and this is where supplement insurance can come in very handy.
Even with full Medicare coverage many are still responsible for other health care charges such as hospital deductibles, copayments for hospital stays over 60 days, care in a skilled nursing facility after 20 days, and a portion of doctor bills or other medical expenses. Medicare supplements fills in the gaps between what your health care costs and what Medicare is covering. Medicare supplement insurance, by law, is standardized into 12 plans and can get complicated. To learn more and see if you qualify, visit BCBSTX’s website.