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Saving Money on Your Medical Bills

Posted Feb 04 2011 11:17am
Health care costs continue to rise and consumers need to be well informed so they can make educated choices and find the best value.   CBS News provides tips on how consumers can make their health care dollars go further.

Know the real cost upfront -- so you can ask the provider for a discount.  Knowledge is power.  If you know the fair price for the service, you are in a better position to negotiate a discount if the provider’s price is too high.

Use online tools to look-up estimated prices for services – before you visit the provider.

Inquire about using outpatient services for surgeries - talk with your doctor about these options.

For better discounts -- pay by cash and be ask about a payment plan.

Find out about less expensive health insurance plans.  If you are spending more than $10,000 annually on premiums – research high deductible health plans.  With a high deductible health plan that offers much less expensive monthly premiums, you could end up spending much less on health care expenses over the 12 months.

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