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Personal Health Insurance Through Exchanges

Posted Apr 22 2011 3:08pm

The Missouri House has started to carry out one of the more challenging aspects of the Affordable Care Act by voting to start setting up an exchange program that strives to make personal health insurance more affordable as well as more affordable health insurance for small businesses.

According to the article “Missouri House Begins Work on Health Insurance Exchanges” by Robert Joiner from, some groups are not happy with the Show-Me Health Insurance Act but despite this, the legislation got a unanimous vote in the Health Insurance Committee.  The proposal would permit people to compare health insurance premiums and benefits in hopes of getting cheaper health insurance.

The Committee’s chairman, state Rep. Chris Molendorp says that the legislation could create more affordable health insurance for as many as 1 million people in Missouri by 2014 once the system is fully up and running.  The Affordable Care Act mandates that states set up the exchanges by January 2013, so they may be scrambling to do this.  They not only have to pass legislation by then, but they are also expected to design, test, and implement a federally approved internet portal which would educate residents on the benefits of these exchanges.  Hopefully through this education, individual health insurance will be easier to obtain at fair and affordable rates.

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