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New Plan From Anthem Blue Cross and Blue Shield of Missouri

Posted Feb 27 2012 1:37pm

Anthem Blue Cross and Blue Shield introduced their new Deductible Credit Program for select individual health insurance products which include their SmartSense and Premier plans.  The press release on the BCBS website talks about the reasons behind starting this unique plan.

Simply put, BCBS was trying to devise a plan that would appeal to their customers and meet their individual needs.  More Missouri residents are interesting in more affordable health insurance plans for basic health care services and they are looking to save money on coverage for their entire family.  Since many consumers do not reach their deductible, Anthem thought this new plan would be applicable to many in need.

The Deductible Credit Program offers eligible subscribers who have not met their health insurance deductibles in the previous year can receive a credit that can be applied to their current year deductible.  This can ultimately lower the out-of-pocket costs for consumers and give them more opportunity to be prepared for medical emergencies.  Once a customer is deemed eligible, a Special Incentive Account is automatically set up and Anthem will credit up to 20% of deductibles that were not met the previous year.  This is a unique plan that should prove to be very popular with Missouri consumers.

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