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Individual and Family Health Plans

Posted Dec 15 2009 1:29pm
A recent report released by eHealthinsurance.com illustrates the relative affordability of individual health insurance plans across numerous dimensions, as well as a breakdown of what types of individual health insurance policies have been purchased most frequently.

Some of the findings in the report include:

  • The average monthly premium for an individual health insurance policy was $161 ($383 when insuring a family)
  • Half of individual health insurance policyholders paid $132 per month or less, when purchasing coverage just for themselves.
  • Iowa laid claim to the most affordable health insurance in the country with avg. monthly premiums of $103 for insuring an individual,  New York was the most expensive at $339 per month.
  • 16% of individual health plans purchased were HSA eligible plans with high deductibles.
  • nearly 90% of individual health plans purchased included prescription drug coverage.
  • about a quarter of policies had maternity benefits.
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