Helping Consumers Get Health Care Costs Under Control
Posted Jul 25 2011 4:50pm
Simplee is a new Web-based service
that can help you get control of your health care costs and expenses. Like Mint.com with
your personal finance accounts, Simplee safely and securely links to your health insurance
and transforms it into a clean, easy-to-read dashboard for tracking and controlling
spending, reducing paperwork, expanding health care options and saving money.
And the best part? It’s free.
Health care in this country has become a confusing mess of bills, deductibles and
hidden expenses. Just making sense of it all can be so frustrating and time consuming
that we just give up. But the reality is out-of-pocket health
care costs are up 50% over the last five years . The average family spends more
than $3,000 each year beyond their monthly premiums.
Amid such confusion, it doesn’t help that 80% of all medical bills contain errors
and prices for medical procedures and services are almost always inflated before being
routinely discounted. The current system is little more than a guessing game,
leaving patients in the dark and making it almost impossible to be a well-informed
consumer of health care or to know the actual cost of treatment, let alone to shop
around for the best possible deal.
Simplee, which went live a few weeks ago, works by connecting to your health insurance
accounts and bringing together all of that data in one place, including medical, vision
and dental records. Simplee keeps track of your medical expenditures by service, provider
and subscriber so you know how much you’ve paid out-of-pocket, your deductible status
and total family spending for the last year.
By displaying complicated information in an easy to understand dashboard, Simplee
shows you what you’ve already paid so when you get a bill, you’ll know if you’re reconciled
it or not. And if you’re charged for a procedure that should be covered, Simplee cross-references
your plan information and lets you know how to fix it.
It also reminds you to take advantage of free procedures included in your plan, like
dental cleanings, before they expire. Support is provided for nearly 65% of all health
insurance plans, including Aetna, Anthem, Blue Cross Blue Shield, Blue Shield California,
Cigna, Delta Dental, United Healthcare, Vision Service Plan (VSP) and WellPoint (Empire
BCBS). Simplee aims to cover 80% of the entire U.S. market by the end of the year.
Contributed by Tomer Shoval. Tomer
is the CEO and co-founder of Simplee, a free Web-based health care expense management
service that allows consumers to easily understand and manage their health care expenses.
Formerly the managing director of Shopping.com (eBay) for North America, he has more
than 12 years of experience as a business leader in e-commerce and online services.