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Health Savings accounts making l ...

Posted Nov 10 2008 4:24pm

Health Savings accounts making little or no difference...BD

TUESDAY, Aug. 7 (HealthDay News) -- One in four Americans with health insurance are still underinsured -- meaning they are often using up their savings or turning to credit cards to cover medical expenses, according to a survey in the September Consumer Reports.

And overall, the survey of 37,000 people found, 40 percent of Americans between the ages of 18 and 64 have inadequate access to health care.

"Four out of 10 Americans can't count on having health insurance when they need it," said senior project editor Nancy Metcalf, the article's author. "This includes people who don't have health insurance, but also the 3-in-10 people whose health insurance is so bad or so costly to them that are having trouble accessing and paying for medical care."

But Davis disagreed, saying that health care savings accounts are taking Americans in the wrong direction. "It hasn't made a dent in the number of people who are uninsured. In fact, those numbers have been going up," she said. "What it's done is help erode the quality of coverage and forced people to spend their savings."

Underinsured Risking Debt to Pay Health Bills - Health and Medical Information produced by doctors - MedicineNet.com

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