Health Insurance industry repres ...

Health Insurance industry representatives presented to Congress yesterday that they would support legislation that would require insurers to accept all applicants (guaranteed issue), but they would also seek legislation that requires all Americans to obtain health insurance coverage.

To date two prominent members of the health insurance industry, the Blue Cross Blue Shield Association and America’s Health Insurance Plans (AHIP) have drafted separate proposals that call for mandates making both of the requirements mentioned above.

Conversely, the Council for Affordable Health Insurance (CAHI) remains opposed to reforms that mandate guaranteed issue because “they invite the government to micromanage health insurance policies, reduce consumer choices and dramatically drive up the cost of health insurance coverage”