Pay cash upfront. Providers sometimes will offer you the same
lower rate that they negotiate with insurance companies, or possibly even
a cheaper rate if the consumer agrees to pay cash at the time of service. I
tried this and it worked! Just be sure to ask up front.
Compare Costs. Check your providers rates against other doctors
in your area. You can look this information up through tools provided by
your insurer, or by using the community search tool, OutofPocket.com to view patient
posts of actual prices paid for services. Providers have been know to lower
their fees to stay competitive so be sure to do your homework and research prices
before you visit the provider.