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Ensuring Children Have Health Insurance

Posted Dec 17 2010 2:34pm

Most Americans agree that all children need to have access to excellent health care without devastating struggling families.  The government has helped tremendously with this over the years.  Health insurance isn’t cheap, especially for those with pre-existing conditions, but a lot has been done to ensure children are protected.

The Children’s Health Insurance Program (CHIP) is a government sponsored program financed at the state and federal level to expand health care to uninsured children in low income families not eligible for Medicaid.  Most children covered by CHIP are enrolled in managed care health plans that contract with states to offer coverage.

Many would agree this plan is successful as it helps our innocent children who deserve quality health care.  CHIP and Medicaid have dropped the number of of children without health insurance coverage even though US employer sponsored coverage has dropped significantly over the years.

CHIP, which was originally enacted in 1997, proves to be a valuable part of the system and has been expanded.  In February, 2009, President Obama signed the Children’s Health Insurance Reauthorization Act of 2009 which expands the health care program to an additional 4 million children and pregnant women.  We’ve come a long way to help stuggling families, but we still have a way to go.

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