I recently had a blood and urine test for application for life insurance. I was told I had an increased level of Microalbumin Creatinine. The rep on the phone said the level was .08. This doesn't mean much to me b/c I do not know what is normal. Can you tell me what a 34 yr old females level should be of Microalbumin Creatinine? Is my level moderately high or very high?