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How to get your insurance company to pay for new treatments

Posted Nov 18 2008 12:14am

How to get your insurance company to pay for new treatments: "Total disc replacement is a new treatment that insurance companies (third party payors) are just beginning to recognize. Many insurance companies do not have a standard policy for covering total disc replacement procedures, so physicians and patients may be required to petition these companies to cover the procedure. Instructions for requesting coverage for total disc replacement surgery and sample letter templates that can be modified and sent to insurance companies to request coverage are provided below."

You can adapt these excellent instructions and model letters anytime you need to ask your insurance company to cover a new ( and possibly experimental) medical treatment.

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