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Health is important for military. In order to combat any predatory lending to military personnel, Congress passed a law in 2007 which caps interest on any and all military loans made to personnel for any reason to 36%. While this restriction certainly has the noble aim of making sure no one takes advantage of or preys upon the people who do the hardest job in the world.  Of course, any restrictions on lending can restrict credit access potentially, but then again – let's think about this. Doesn't seem unfair that the people in the services or their families should have to worry about military loans or payday loans at all, considering what they do for a living?