We are closing a huge chapter in our lives right now.
Weare going to loose our home for the second time in a year and a half.
We are looking at moving into a 3 bedroom condo, but I think this is a good thing. The price for rent is right, and we won't have to worry about keeping up on home repairs that we don't have the money for, nor will we have to worry about a yard that neither Andy nor I have the time to work on.
I wish our credit was good enough to just refinance, but we have so many medical bills that went into collections over the years, it's just not going to happen. We are the type of people that always pay our rent and utilities first, and then medical bills. With our house payment ballooning to 2300.00 a month, well, I don't know anyone who can pay that type of a payment. I HATE adjustable rates. The bank has been so good to us, and they have tried to help us, but I know this is out of their hands as well as ours. It's okay though. I know we are not the only ones who are going through tough times.
We are hoping that by doing this, we will be able to build up a nest egg again. It is so frightening to me not to be able to have any type of money to fall back on when we have an emergency.
Yes this means our dogs and cat will go to new homes, but they will still be in the family. As far as Andy's reptiles, well we are super close to getting Rhett's Pet's off the ground. They will all have temporary homes until we get our store front going.
Some more good news is that my house is finally clean from the Christmas Explosion as I like to call it. I mean it's not like it was a total disaster. It's just that the kids presents were everywhere. Chloee had opened all of her barbies and just left the boxes in the sitting room, and it was driving me insane.
So that's what 2009 has in store for us. We are finally getting the settlement, and we will be back on our feet. How awesome is that?
Also, in February, I am going to be starting my photography, so if anyone is interested in having a photo shoot let me know. For the first few people I will only charge for the prints that are made up.
Eventually I would like to give back by going into homes and taking photos of families who have chronically ill children who can't take them to portrait studios to have their pictures done. But I need to get my business up and going first.
I have a dream though, and my I know that my dream will become a reality. It will just take time.
Thank you so much for those of you who have supported us through 2008. We are so blessed to have such amazing friends and so many prayer warriors for Rhett. I can't imagine our lives without you.