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While I agree that there are many (too many) cases of insurance company rules which create problems and are costly, the companies, by and large, have helped give the US the best healthcare in the world. There need to be changes made to the regulations controlling insurance companies, but the problems could easily be solved with a few changes rather than a complete dismantling or replacement of the system.
As the fellow in the Huffington Post article said, there are already laws prohibiting what he has gone through. They simply need to be enforced. It doesn't take a completely new system to solve his issue.
Passing more rules or changing the very structure of our healthcare system won't change the failure of government to do what they should. We should be letting our voice be known that the government needs to enforce the rules which have been already established and cut the fraud and abuse.
Sure, the companies may scream about government intrusion, but the laws have been passed to protect and that is what government should be considering... not throwing out the system because they won't enforce the laws.
What makes anyone think starting from scratch or adding to the system will make the government any more accountable when they refuse to clean up the system we have? There is nothing more fraught with corruption than the Medicare system. How is that for effective government?
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I've been reading Dr. Grumpy in the House for a few months now and while I enjoy it all (maybe it's because I worked in a hospital, maybe it's just because he's pretty funny) I recommend two articles Your Insurance Premiums at Work and Annie's Song. Insurance company issues from the perspective of the physician.
What would your insurance company call you? A dog? A trainwreck? The death panels seem to be right here.